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Everything You Need to Know about Mortgage Refinance

Mortgage Loan Modification – What About a Duplex?

Everyone has been talking about the President’s Mortgage Loan Modification Program. It was introduced in February 2009, and over a million people have received a reworked mortgage and avoided foreclosure. Before the program is discontinued in 2012, it is estimated that 3-4 million people will be assisted.

If you are in default on your mortgage or even just struggling, you may qualify for a loan modification through this program. You might live in a duplex, but you are behind on the mortgage. Would that disqualify you from approval?

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Mortgage Modification Tips – 6 Tips For Negotiating Term Modifications

Mortgage Modification is defined as the process where the terms of a mortgage are modified outside the original terms of the contract agreed to by the lender and borrower. During this process, interest and principal payments are made till you pay off the mortgage in full and the lender holds the lien till then. Any change to the mortgage terms is a modification.

Negotiation

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